In the event of a non fault accident, call us on:  028 9048 4484


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Motor Warranty - Policy Summary

About this document

Please note that this policy summary does not contain the full terms and conditions of the guarantee; so please take time to read the policy document to make sure you understand the cover it provides.


MIS Warranty is responsible for the registration of your guarantee.

What is covered?

This policy document provides full details of the cover provided and all the exclusions. Please take the time to read through the document to ensure you are happy with the cover provider.

During the period of guarantee we will repair or those components listed below up to the claims limit as shown in your policy schedule.

All labour costs will be within the specified claims limit and in accordance with the current ICME manual.

The number of claims you make under this policy during the period of guarantee is subject to the market value of the vehicle and the claim limit provided by Your policy.


The rocket assembly, including hydraulic followers Inlet and exhaust valves (except carbonised, burnt pitted and sticking valves) Cylinder head gasket, push rods, camshaft and followers, oil pumps, pistons and rings, cam-rods, gundgeon pins and bearings, crankshaft and bearings, inlet manifold and ring gear. Timing belts are covered provided they have been changed in accordance with the manufacturer's schedules.

Manual Gearbox:

Internal gears, internal shaft, synchromesh hubs, selectors, bearings, bushes and transfer gears.

Automatic and CVT Transmissions:

All components contained within the transmission casing.


If any of the covered parts fail and this damages the casings, the casings will also be covered and will constitute part of the claim subject to the policy limits.

Parts Replaced in Pairs:

We will include the following to be replaced in pairs when recommended by the manufacturer, when only one part has suffered a failure: brake discs brake drum, road springs and shock absorbers.


Master cylinders, wheel cylinders, ABS wheel speed sensor, restrictor valve and servo (excluding seized callipers).


Release bearing, master and slave cylinders but excluding burnt out parts and wear and tear.

Electrical Systems:

Starter Motor, alternator coil, window and sunroof motors, electric window switches, sunroof switch, central locking motor, heater fan motor, indicator flasher relay, distributor, front and rear windscreen wiper motors, electrical fuel pump, windscreen washer motors, windscreen washer motors, electrical ignition, amplifier, thermostatically-controller radiator fan, motor, horn, and tank sender unit.


Internal crank wheel and pinion, gears, shafts, bearings and bushes, thrust washers and spacers but excluding gaiters.

Wheel bearings:

Front and rear drive gale axle wheel bearings.

Engine Cooling System:

Viscons fan couplings, water pump, thermostat housing, and thermostat.

Steering (incl. Power Assisted Steering):

Steering rack and pinion, steering box, pump and idler box. Excluding power steering belts, external links and joints, rubber boots, swivel pins and oil leaks.

Front and Rear suspension:

Coil springs

Fuel System:

Carburettors, mechanical or electrical fuel pumps and injection pump and injection pump. Excluding breakdown as a result of fuel contamination or failure to meet current emission legislation.

Prop Shaft:

Universal joints and couplings.

Torque Convertor

Failure of any internal mechanical parts.

Working Materials:

Oils, oil filter, antifreeze and working materials are covered only if it is essential to replace them because of the parts covered under the policy.

Gradual deterioration of performance of a component in line with the age and mileage of the vehicle will be classed as “wear and tear” and excluded from the cover approved by the policy.

Significant exclusions and limitations

  • All bodywork and trim, seat belts, seat frames, glass, sunroof panels, fuel tank, wheels and tyres, hinges, brake facings, seized calipers, air bags;
  • HT leads, spark plugs, filters, wiper blades, lights and bulbs, belts, wiring looms, glow plugs;
  • Exhaust manifold, exhaust system, brackets, mountings and hoses, water ingress, cables;
  • Worn or leaking seals and cylinders;
  • Batteries;
  • LPG Conversions;
  • Components which have failed as a result of correct oil levels not being maintained. Engine cylinder liners and seals.

PLEASE NOTE: Those components are insured against Mechanical Breakdown only. The replacement of oil filters, lubricants, antifreeze and fluids is included provided the replacement is necessitated by the failure of an insured component and the Vehicle is not within 1,000 miles of its next service. External oil leaks are specifically excluded.

Duration of Cover:

As specified on the policy schedule.

Cancellation Right:

If you decide that for any reason, this policy does not meet your guarantee needs then please advise MIS Claims within 14 days of issue. On the condition that no claims have been made or are pending, we will then return your premium in full.

Making a claim

If you have a claim, please call MIS Claims by telephoning 02890410220 as soon as possible.


It is the intention to give you the best possible service but if you have any questions or concerns about this insurance or the handling of a claim you should following the procedure below:

Complaints regarding the sale of your policy should be directed to:

  • Motorists Insurance Services Ltd,
  • Beechwood House,
  • 37 Comber Road,
  • Dundonald,
  • Belfast,
  • BT16 2AA
  • Telephone: 028 9041 0220

We are UK General Insurance Ltd, referred to as “we/us/our” in this notice. Our data controller registration number issued by the Information Commissioner’s Officer is Z7739575


This privacy notice is relevant to anyone who uses our services, including policyholders, prospective policyholders, and any other individuals insured under a policy. We refer to these individuals as "you/your” in this notice.


We are dedicated to being transparent about what we do with the information that we collect about you. We process your personal data in accordance with the relevant data protection legislation.

  Why do we process your data?  

The provision of your personal data is necessary for us to administer your insurance policy and meet our contractual requirements under the policy. You do not have to provide us with your personal data, but we may not be able to proceed appropriately or handle any claims if you decide not to do so.

  What information do we collect about you?  

Where you have purchased an insurance policy through one of our agents, you will be aware of the information that you gave to them when taking out the insurance. The agent will pass your information to us so that we can administer your insurance policy.


For specific types of insurance policies, for example when offering you a travel insurance policy, we may process some special categories of your personal data, such as information about your health.


We have a legitimate interest to collect this data as we are required to use this information as part of your insurance quotation or insurance policy with us. We may also process the data where it is necessary for a legal obligation, or as part of the establishment or defence of a legal claim.

  UK General’s full privacy notice  

This notice explains the most important aspects of how we use your data. You can get more information about this by viewing our full privacy notice online at [^] or request a copy by emailing us at Alternatively, you can write to us at: Data Protection, UK General Insurance Ltd, Cast House, Old Mill Business Park, Gibraltar Island Road, Leeds, LS10 1RJ.

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